Our Reference Rates

Our home loan reference rates for owner occupier and investor home loans

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Our Reference Rates details

LVRUnloan Live-inUnloan Invest
≤ 80%6.25% p.a.6.45% p.a.
80.01% - 90%6.75% p.a.6.95% p.a.
80.01% - 90% with Lenders Mortgage Insurance*6.55% p.a.6.75% p.a.

*From July 1 2026 Unloan no longer offers new loans with Lender's Mortgage Insurance.