What personal information is required on an Unloan home loan application?

Find out what personal details you’ll need to share in an Unloan home loan application, from income and ID to expenses.

Updated on 22 Jun 20264 minute read

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Applying for a home loan and gathering the right documents can be stressful and time consuming. To help get you started, here’s a handy guide on what you’ll need when applying for an Unloan.

Non-photographic identification

We want to get to know you! We’ll need your:

Full legal name
Date of birth
Residential address
Mailing address
Occupation

If you prefer to have physical mail sent to a PO Box, enter those details into the mailing address field, not your residential address.

Photographic identification

We need to verify your identity as part of your loan application and will ask for one of the below

Australian Driver’s Licence OR
Australian passport

Using your Australian Driver’s Licence?

If you are using your Australian Driver’s licence, you will need to enter your licence number along with your card/document number. Not sure where to find your card number?

STATE

Where is the card number located?
NSW
Front of the licence, top right-hand corner.

VIC
Before November 2022
Back of the licence, below the year of birth.
After November 2022
Back of the licence, top right hand corner.

QLD
Before June 2019
Back of the licence, bottom right hand corner.
After June 2019
Front of the licence, bottom centre.

ACT
Front of the licence, left of your photo.

WA
Back of the licence, right hand side.

SA
Back of the licence, top right hand corner.

NT
Back of the licence, bottom centre.

TAS
Back of the licence, top right hand corner.

What other documents do I need handy?

As part of your loan application, you'll also need the below documents handy to complete your application.

Income verification documents including payslips, and rental income statements. See the full list.

Going for a loan and have a co-borrower? Learn more about submitting an application with a co-borrower here.

Written by Unloan Team

This article is intended to provide general information only. It does not have regard to the financial situation or needs of any reader and must not be relied upon as financial product advice. Please consider seeking financial advice before making any decision based on this information.

Unloan is a division of Commonwealth Bank of Australia.

Applications are subject to credit approval, satisfactory security and you must have a minimum 10% deposit or 10% equity in the property (LVR below 90%). Minimum loan amount $10,000, maximum loan amount $10,000,000, and total borrowings per customer across all Unloan loans is $10,000,000. You cannot borrow more than $2,000,000 of above 80% LVR loans. In some cases depending on the property’s location or type, we may only be able to lend you up to 70%.

Unloan offers a 0.01% per annum loyalty discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. Unloan may withdraw this discount at any time. The discount is applied for each loan you have with Unloan. The loyalty discount is applied to your variable rate at the relevant time, and this rate may increase or decrease over your loan term. For more information view our rates and features.

*At Unloan, we do not charge any annual, application, banking, account, transaction, late or exit fees. Government fees may also apply. Learn more about government fees here. Your current lender may charge an exit fee when refinancing.